Welcome to my MissBeHelpful channel!
In this video I address 2 important things to consider when thinking about utilization, and specifically 0% utilization. Watch to find out if you're helping or hurting your score when you have a zero balance on your credit card!
More from MissBeHelpful:
How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM
Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s
5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s
Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s
Become an Expert at Reading Your Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s
How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s
Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s
How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s
How To Earn Rewards Without Hurting Your Credit Score: https://www.youtube.com/watch?v=_djpGzJ3uks&t=2s
Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://www.youtube.com/watch?v=gwj2ywlmf0Q
Should I Close Old Credit Cards?: https://www.youtube.com/watch?v=B_z1RDq4Z38
What is APR?: https://www.youtube.com/watch?v=OO6Wg1CPgPw
When Should You Get Your First Credit Card?: https://www.youtube.com/watch?v=wQxjJTYqKvI&t=5s
Can I Keep My Oldest Card Without the Annual Fee?: https://www.youtube.com/watch?v=jRL38UJWl-Y&t=14s
Which Credit Cards Do I Have + WHY?: https://www.youtube.com/watch?v=DAxv3sNXsk8&t=80s
How Many Credit Cards Should You Have?: https://www.youtube.com/watch?v=tabVCCRFDN0&t=9s
How Authorized User Status Might Improve Your Credit Score: https://www.youtube.com/watch?v=9LgPACQq0Qo&t=1s
7 Reasons Your Credit Score Might Drop!: https://www.youtube.com/watch?v=SSC5HtzVWh0&t=45s
How to Manage Many Different Credit Cards!: https://www.youtube.com/watch?v=gqDw-92yQq0&t=4s
How to Upgrade Your Credit Card With a Product Change: https://www.youtube.com/watch?v=XUtzuKnOnqY&t=218s
Why Does It Take So Long to Fix Your Credit??: https://www.youtube.com/watch?v=ODvfz7r07xI&t=194s
When to Pay Your Credit Card Bill and Increase Your Credit Score: https://www.youtube.com/watch?v=Ks6MjdlxTKQ&t=238s
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’Til next time… PEACE!